At The Yacht Insurance Guy, we provide specialized marine insurance solutions designed to protect every type of vessel and operation — from personal yachts to full charter fleets and marine facilities. Our approach is simple: comprehensive coverage, competitive rates, and concierge-level service.
THE AUTHORITY IN MARINE INSURANCE
Private Yacht & Boat Insurance
Protect your passion with coverage built for how you boat.
We tailor policies for owners of luxury yachts, sport fishing boats, and recreational vessels — ensuring your investment is fully protected on and off the water.
- Agreed hull value coverage
- Liability and medical protection
- Storm and wind coverage
- Towing and salvage
Whether you’re docked in Florida or cruising the Bahamas, our experts make getting insured fast, easy, and stress-free.
Charter Insurance
Peace of mind for your charter operations.
We work closely with yacht and boat charter companies to ensure they meet all legal requirements — including Livery Permit compliance — while staying protected from liability and financial exposure.
- Bareboat & crewed charter coverage
- Passenger liability
- Damage to rented vessels
- U.S. Coast Guard & marina compliance
We help you operate confidently and keep your business running smoothly year-round.
Commercial Marine Insurance
From boat dealers to marine service providers, we help commercial operators safeguard their business assets.
- Inventory & property protection
- Liability for operations and employees
- Marina & yard operators’ legal liability
- Pollution & environmental coverage
We understand the risks unique to the marine industry — and we design policies that protect your operations, revenue, and reputation.
Marina & Boatyard Insurance
Protect your facility, your customers, and your peace of mind.
We specialize in comprehensive coverage for marinas, storage facilities, and boatyards of all sizes.
- Dock, slip, and property coverage
- Liability for damage to customer vessels
- Equipment and tools protection
- Business interruption
Our goal is simple — to keep your business protected from dock to dry storage.
Marine Artisan Insurance
Protect your business on and off the water. Our Marine Artisan Insurance is designed for service providers like mechanics, detailers, captains, and marine contractors — giving you liability and property coverage tailored to your operations.